Help to Buy Valuation £199
Booking for - June 6, 2022*
The Target Government Help to Buy scheme has helped thousands of people to buy their home by offering a contribution towards the initial purchase. This means that they continue to own a percentage of your home. You may decide that you wish to buy back some, or all of the Help to Buy share of your home. If you do, you will need a RICS Help to Buy Survey (otherwise known as a Help to Buy valuation Report).
We have made it really easy to get a Target Help to Buy Valuation Report. Simply follow these steps and we can get a surveyor to attend your property and produce a report for you to give to your Help to Buy agent and Target. Incidentally, all of our reports come with a ‘money back guarantee‘ to be accepted by Target
Do you have a shared ownership home? Click here to view our shared ownership valuation page.
It’s really important that you get the right company to perform this for you as the wrong valuation could cost you thousands of pounds. Our job is to give you an accurate Help to Buy Valuation Report which can be presented to Target HCA.
Authorised to produce Target Help to Buy Surveys for people selling and paying off their loan.
Currently taking bookings for this Monday... #Quick
Book your Target Help to Buy Survey today using the below form and secure payment. Once you have paid, we will be in touch to arrange a suitable date to attend your property.
If you have any issue booking, please contact us for assistance.
Reports for people who are looking to repay some, or all of their Help to Buy equity loan.
A Target Help to Buy Valuation Report is a complicated document that we prepare for you.
- The Valuer must be registered with the recognised qualification of RICS.
- The Valuer must be independent to an Estate Agent.
- The report must be on headed paper, signed by the RICS surveyor and addressed to Target HCA.
- The Valuer MUST provide at least 3 comparable properties and sale prices.
- The comparables provided must be like for like in terms of property type, size, and age and within a 2 mile radius to the property that is being inspected.
- The Valuer must not be related or known to client.
- A copy of the valuation report must be supplied to Target at the following address via postal service - Target HCA, PO Box 911, Newport, NP20 9PA
- A copy of the valuation report must also be supplied to the client.
What our Help to Buy Valuation customers say about us
We know how stressful the whole process of moving is, it is not lost on us that you will have a million other things on your mind. Or, maybe you are paying you are using your Help to buy valuation to repay your government loan. Whatever your plans, we know how to help you reach you end goal as smoothly as possible so that you get get on with move or loan redemption.
Here is a recent review from one of customers who had a help to buy valuation which you can view on Trustpilot.
RatingNothing was too much for this company. The customer service was excellent with almost immediate turn around times! Our Surveyor Peter called us before to establish what concerns we had in particular, the report was emailed within a day of the Survey being carried out and then we spoke to Peter about some items in the report - he was very patient and understanding. We would highly recommend this company.
What a great Company ! And so reasonable from different quotes that I had out there . The Surveyor Daniel Brooks , was so friendly and very efficient, turning the survey around in 24 hours . Really recommend them .
Have just received my report. Very pleased with the detailed survey. Big thank you to Simon, brilliant communication throughout the whole process.
The survey process was the best part of the flat buying experience. The team from the outset was knowledgeable, personable, efficient and professional. The surveyor gave us an extremely professional and thorough service and report. And delivered it quickly. We went with the level 2 for a flat in a managed block- against some of the advice we'd received about this being an unnecessary level of inspection and expense. However, it was the best thing we could have done. The report gave us such great insight into the property, with detail and info that we wouldn't have even considered as part of our purchase decision otherwise. It also reassured us re some concerns we had. The valuation add-on was so worthwhile, giving us credible leverage with which to renegotiate the purchase price. In this case it really saved us paying over the odds. The surveyor got in touch with us before conducting the report to check re any particular concerns, and picked up again with us straight afterwards. The whole experience and service from start to finish was impeccable and efficient. They are consummate professionals, and terrific to deal with. They believe in what they do and it shows. Would highly recommend.
Fast, efficient, professional service at a market leading price. Cannot recommend highly enough!!
The surveyor was very efficient and friendly. I have received prompt responses from this company since I booked the surveying.
Peter the surveyor was excellent. He took his time and checked everything. He was very polite and friendly and gave us some good advice. His valuation was well-considered and matched another valuation the bank did.
Very professional service and the report was extremely extensive & through. Was produced and sent very promptly after doing the inspection.
The report was done quickly and it highlighted all the potential serios issues with the house. Really pleased!
We Have Years of Experience In Producing High Quality RICS Help To Buy Valuations.
We love helping people and that’s why there is no question too big or too small. Of course, your mortgage provider or financial adviser will be helping you with the details surrounding remortgaging. Alternatively, you may have only spoken to Help to Buy or Target.
Whilst our job is to provide you with an accurate valuation, we can also help you with any questions relating to redeeming or staircasing your Help to Buy Mortgage.
If you have any questions, please email enquiries@fpsurveying.co.uk or you can contact us at any time for more information
It’s very similar to a mortgage valuation where come and visit your home before using our local market knowledge to put a value on your property. We will reasearch the values of similar property and take into account market conditions.
We like to visit Help to Buy valuations within 2 working days and sometimes sooner dependent on location and availability. The report itself will take no more than 30 minutes and we send you a copy within 48 hours.
Remember it is only valid for 3 months. After that, we will need to reconfirm the valuation and if after 6 months we may need to perform a new report. Also, the longer you leave it, your property may go up in value which will mean that your Help to Buy valuation will be higher.
Once you have successfully submitted a valid Help to Buy valuation report you will receive an estimated repayment quote. This will include details of any arrears and your daily interest payment rate to allow your solicitor to calculate an accurate final repayment sum.
Here is a handy guide from Target which explains everything.
All of our RICS Surveyors like a cup of Tea or Coffee. I’m sure they would all be very grateful to be asked that question! On a serious note, we are a friendly bunch that love helping people, we take an invitation into your home as a great honour.
Help to Buy Valuation Report, A Surveyors Perspective
When you bought your home, you had a valuation carried out by the mortgage lender to ensure that the property was worth what the developer was selling it for. The mortgage lender wanted to be 100% sure that the value was correct which is why they instructed a RICS surveyor.
My job is to make sure that we get a 100% accurate valuation for your property so that when Target Help to Buy calculate what you owe them, it is the correct amount. I take time to understand the true value of your property and do not simply work off what you paid for it.
Make sure your Help to Buy valuation is accurate by appointing fpsurveying to come out and see you.
Help to Buy Valuation - Book Your Valuation Online For Just £199
When it comes to paying back your equity loan you have two options; Full Redemption, paying your equity loan back in full with or without selling your property or Partial Redemption also known as Staircasing, where you pay back part of your equity loan without selling your property.
For details on the full process and documentation needed for both options please read the Target HCA Customer Information Pack.
Redeem when you sell
If you sell the property against which your loan is secured, you will need to repay your loan in full. This is also known as loan redemption.
The repayment amount you will be required to pay is calculated as a proportion (percentage) of either the current market value or the agreed sale price of your home (whichever is higher).
- You will need a Target Help to Buy Valuation Report.
Redeem without selling
In this scenario you will be looking to repay (redeem) your loan in full without taking out another loan secured on your property. The repayment amount you will be required to pay is calculated as a proportion (percentage) of the current market value.
- You will need a Target Help to Buy Valuation Report.
Staircasing with another loan
In this scenario you will be looking to repay (redeem) your loan in part by taking out another loan secured on your property with another lender.
- You will need a Target Help to Buy Valuation Report.
Staircasing without a loan
In this scenario you will be looking to repay (redeem) your loan in part without taking out another loan secured on your property.
- You will need a Target Help to Buy Valuation Report.
If you are unsure if you need a Help to Buy Valuation Report you can speak to the Target HCA Customer Service Team on 0345 848 0235 or you can email them at target.hca@targetgroup.com. You can also download a customer information pack here.
