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HELP TO BUY VALUATION

valuations accepted by Target

for Help to Buy sellers and staircasers

Help to Buy Valuation £249 inc.VAT

Booking for - November 26, 2020*

The Target Government Help to Buy scheme has helped thousands of people to buy their home by offering a contribution towards the initial purchase. This means that they continue to own a percentage of your home. You may decide that you wish to buy back some, or all of the Help to Buy share of your home. If you do, you will need a RICS Help to Buy Survey (otherwise known as a Help to Buy valuation Report).

We have made it really easy to get a Target Help to Buy Valuation Report. Simply follow these steps and we can get a surveyor to attend your property and produce a report for you to give to your Help to Buy agent and Target.

Do you have a shared ownership home? Click here to view our shared ownership valuation page.

It’s really important that you get the right company to perform this for you as the wrong valuation could cost you thousands of pounds. Our job is to give you an accurate Help to Buy Valuation Report which can be presented to Target HCA.

Authorised to produce Target Help to Buy Surveys for people selling and paying off their loan.

Book Today...

Book your Target Help to Buy Survey today using the below form and secure payment. Once you have paid, we will be in touch to arrange a suitable date to attend your property.

Please tell us how you came to hear about FP Surveying

Please tick one of the following as it's great to understand where our customers are finding us!


One Time Fixed Payment £249.00

Target Help to Buy Valuation 'Must Do's'

help to buy valuation lady

A Target Help to Buy Valuation Report is a complicated document that we prepare on your behalf

Questions our Target Help to Buy Valuation specialists get asked...

We love helping people and that’s why there is no question too big or too small. Of course, your mortgage provider or financial adviser will be helping you with the details surrounding remortgaging. Alternatively, you may have only spoken to Help to Buy or Target.

Whilst our job is to provide you with an accurate valuation, we can also help you with any questions relating to redeeming or staircasing your Help to Buy Mortgage.

If you have any questions, please email enquiries@fpsurveying.co.uk or you can contact us at any time for more information

It’s very similar to a mortgage valuation where come and visit your home before using our local market knowledge to put a value on your property. We will reasearch the values of similar property and take into account market conditions.

We like to visit Help to Buy valuations within 2 working days and sometimes sooner dependent on location and availability. The report itself will take no more than 30 minutes and we send you a copy within 48 hours.

Remember it is only valid for 3 months. After that, we will need to reconfirm the valuation and if after 6 months we may need to perform a new report. Also, the longer you leave it, your property may go up in value which will mean that your Help to Buy valuation will be higher.

Once you have successfully submitted a valid Help to Buy valuation report you will receive an estimated repayment quote. This will include details of any arrears and your daily interest payment rate to allow your solicitor to calculate an accurate final repayment sum.

Here is a handy guide from Target which explains everything.

All of our RICS Surveyors like a cup of Tea or Coffee. I’m sure they would all be very grateful to be asked that question! On a serious note, we are a friendly bunch that love helping people, we take an invitation into your home as a great honour.

Help to Buy Valuation Report, A Surveyors Perspective

When you bought your home, you had a valuation carried out by the mortgage lender to ensure that the property was worth what the developer was selling it for. The mortgage lender wanted to be 100% sure that the value was correct which is why they instructed a RICS surveyor.

My job is to make sure that we get a 100% accurate valuation for your property so that when Target Help to Buy calculate what you owe them, it is the correct amount. I take time to understand the true value of your property and do not simply work off what you paid for it.

Robin Wells BSc (Hons) MA MRICS

Make sure your Help to Buy valuation is accurate by appointing fpsurveying to come out and see you. 

Help to Buy Valuation

Why You May Need A Target Help to Buy Valuation Report

When it comes to paying back your equity loan you have two options; Full Redemption, paying your equity loan back in full with or without selling your property or Partial Redemption also known as Staircasing, where you pay back part of your equity loan without selling your property.

For details on the full process and documentation needed for both options please read the Target HCA Customer Information Pack.

Redeem when you sell

If you sell the property against which your loan is secured, you will need to repay your loan in full. This is also known as loan redemption.

The repayment amount you will be required to pay is calculated as a proportion (percentage) of either the current market value or the agreed sale price of your home (whichever is higher).

Redeem without selling

In this scenario you will be looking to repay (redeem) your loan in full without taking out another loan secured on your property. The repayment amount you will be required to pay is calculated as a proportion (percentage) of the current market value.

Staircasing with another loan

In this scenario you will be looking to repay (redeem) your loan in part by taking out another loan secured on your property with another lender.

Staircasing without a loan

In this scenario you will be looking to repay (redeem) your loan in part without taking out another loan secured on your property.

If you are unsure if you need a Help to Buy Valuation Report you can speak to the Target HCA Customer Service Team on 0345 848 0235 or you can email them at target.hca@targetgroup.com. You can also download a customer information pack here.

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Staying COVID-19 Secure in 2020 We confirm we have complied with the government’s guidance on managing the risk of COVID-19.
https://www.gov.uk/guidance/working-safely-during-coronavirus-covid-19/homes

Help to buy survey